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Last Updated: April 16, 2026 | Effective: April 16, 2026
Quintessentia Network Inc. (operating as Quintarthai) operates a financial information and research platform. All data is processed in Canada.
Privacy Officer: Harpreet Singh Saini, Founder & CEO, Quintessentia Network Inc.
Contact: privacy@quintarthai.com
Information you provide: Email address, password (stored as bcrypt hash — we never store plaintext), watchlist preferences, Quinn queries, compliance checker inputs.
Automatically collected: IP address (session security), browser/device type, pages visited, session duration, cookies.
We do NOT collect: SIN/SSN, bank/brokerage account data, payment card numbers (payments via Stripe), tax returns, biometric data.
To provide services: Account authentication, display preferences, process AI queries, generate scores.
To improve: Analyze aggregate usage patterns, monitor performance, fix bugs.
To communicate: Account notices (no consent needed), product updates (express opt-in required per CASL).
LLM Processing Jurisdiction (truthful disclosure): Quinn queries are routed through a failover chain of language model providers in the following order: Cerebras Inc. (United States), Groq Inc. (United States), SambaNova Systems (United States), Mistral AI (France, EU), OpenRouter (United States), and Ollama (qwen2.5) running locally on our primary VPS (Contabo, France). The exact provider used per request depends on availability and load. Your queries may be processed in the United States, France, or the European Union depending on the active provider. Cross-border data flows are an inherent part of operating with current best-in-class AI infrastructure. We do not transfer queries to providers outside the US/EU. Per Quebec Law 25 Article 7.1 + 17 and PIPEDA Principle 1, you are explicitly notified that your queries leave Canada.
Quinn queries are processed by a local AI model to generate responses. Query logs are retained for 90 days, then permanently anonymized. We do NOT use individual queries to train AI models. You may request deletion of your query history at any time.
We do NOT sell personal information.
Service providers (truthful disclosure):
We may disclose information if required by law or court order. Quintessentia Network Inc. (Toronto, Ontario, Canada) remains the Canadian-incorporated data controller under PIPEDA, Quebec Law 25, and applicable provincial privacy legislation. Cross-border data flows (Canada → EU primary, Canada → US backup) are disclosed in this section per Quebec Law 25 Article 7.1 + 17 and PIPEDA Principle 8 (Openness).
| Data Type | Retention Period |
|---|---|
| Account data | Life of account + 30 days |
| Watchlist/preferences | Life of account |
| AI query logs | 90 days, then anonymized |
| Usage analytics | 13 months rolling |
| Security logs | 24 months |
PIPEDA (Canada): Access, correct, withdraw consent, file complaint with OPC (priv.gc.ca).
Quebec Law 25: Data portability, de-indexation, automated decision-making disclosure.
CCPA (California): Right to know, right to delete, right to opt-out of sale (we do not sell).
Email privacy@quintarthai.com or use Account Settings → Privacy. Response within 30 days.
HTTPS/TLS encryption, bcrypt password hashing, JWT authentication, database access restricted to application layer. Breach notification to OPC within 72 hours per PIPEDA Section 10.1.
Essential cookies (always active) for platform operation. Optional analytics cookies (opt-in). See cookie consent banner for controls.
Material changes notified via email. Non-material updates posted here. Continued use after notification constitutes acceptance.
© 2024-2026 Quintessentia Network Inc. (operating as Quintarthai) | privacy@quintarthai.com | OPC: priv.gc.ca