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Sharia-compliant ETFs

ETFs don't have their own balance sheet (they're funds, not corporations), so the standard three-gate ratio screen doesn't apply. For ETFs whose mandate is Sharia compliance, we mark them as pre-certified. The fund manager has already screened the underlying holdings against equivalent standards. This page lists the major Sharia-compliant ETFs available to North American investors.

Summary: All PASS — pre-certified by mandate.

Verdicts (AAOIFI default)

TickerCompanySectorDebtCashARVerdict
HLALWahed FTSE USA Shariah ETFPASSPASS
SPUSSP Funds S&P 500 Sharia Industry Exclusions ETFPASSPASS
SPSKSP Funds Dow Jones Global Sukuk ETFPASSPASS
UMMAWahed Dow Jones Islamic World ETFPASSPASS
SPRESP Funds S&P Global REIT Sharia ETFPASSPASS
SPTESP Funds S&P Global Technology ETFPASSPASS

Verdicts shown for AAOIFI standard. Run any ticker against all three standards in the dashboard. Educational use only — confirm with your qualified scholar.

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