One platform — three standards (AAOIFI, DJIM, MSCI Islamic) — every TSX, NYSE, NASDAQ, and TSX-V ticker. Built for North American Muslim investors who want institutional-grade research without compromising compliance.
Excludes haram industries: conventional banking and insurance, alcohol, tobacco, gambling, cannabis, pork, adult entertainment.
Three thresholds: interest-bearing debt, cash + securities, and accounts receivable. Each standard sets its own limits and denominators.
For passing companies with ≤ 5% haram revenue, the platform calculates the dividend amount to donate to charity (zakat-on-dividend).
| Standard | Debt threshold | Cash threshold | AR threshold | Denominator |
|---|---|---|---|---|
| AAOIFI (default) | ≤ 30% | ≤ 30% | ≤ 49% | Mkt cap (24mo) / Total assets (AR) |
| DJIM | ≤ 33% | ≤ 33% | ≤ 33% (AR + cash) | Mkt cap (24mo) |
| MSCI Islamic | ≤ 33.33% | ≤ 33.33% | ≤ 70% (AR + cash) | Total assets |
Full methodology, edge cases, and standard-by-standard rationale at /sharia/methodology.
| Feature | Quintarth | Zoya | Islamicly | Wahed |
|---|---|---|---|---|
| TSX + TSX-V coverage | yes | no | partial | no |
| 3 Sharia standards | yes | 1 | 1 | 1 |
| Purification calculator | yes | yes | no | no |
| Integrated research platform | yes | mobile-only | mobile + web | robo-advisor |
| AI explainer (Quinn) | yes | no | no | no |
| Web + mobile | yes | mobile-only | mobile + web | web-only |
| Cost | Free / +$10 add-on / included | $14.99/mo | Free | Robo-advisor fees |
| Tier | Sharia access |
|---|---|
| Core — Free | 10 screens/day, AAOIFI only |
| Trader — $20/mo | +$10/mo add-on unlocks full Sharia (3 standards) |
| Alpha — $79/mo | Included — full Sharia + screener filter |
| Apex — $199/mo | Included — full + 3-standard side-by-side compare |
| Prime — $399/mo | Included — full + REST API |
© 2026 Quintessentia Network Inc. · Disclosures · Privacy · Terms