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Course · 13 lessons
Financial Health & Risk
Spot leverage, liquidity stress, and accounting red flags before they bite.
Debt-to-Equity Ratio
How much debt a company uses for every dollar of shareholder equity.
Net Debt
A company's total debt minus the cash it holds, showing what it would owe after paying down debt with cash on hand.
Net Debt / EBITDA
How many years of core earnings it would take to pay off net debt, a key gauge of leverage burden.
Interest Coverage Ratio
How many times a company's operating earnings can cover its interest payments.
Current Ratio
Whether a company has enough short-term assets to cover its short-term bills.
Quick Ratio
A strict liquidity test of whether a company can pay short-term bills using only its most liquid assets, excluding inventory.
Altman Z-Score
A weighted score that estimates a company's risk of bankruptcy within about two years.
Piotroski F-Score
A 0-to-9 scorecard of a company's fundamental strength based on nine pass/fail financial tests.
Beneish M-Score
A statistical model that flags the likelihood a company has manipulated its reported earnings.
Accounting Red Flags
Warning signs in financial statements that earnings may be overstated, low-quality, or hiding trouble.
Delisting Risk
The chance that a stock gets removed from its exchange, often after breaching listing rules like a minimum price or market cap.
Sharpe Ratio
A measure of how much return an investment earns for each unit of risk (volatility) it takes on.
QuinnScore
Quintarthai's risk-first composite score that summarizes a company's overall risk and quality in one number.